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Lease·Loan·Buy provides a free Australian car cost calculator that compares buying outright, a car loan and a novated lease. We aim to collect as little as possible.
Everything you type into the calculator — car price, salary, running costs and so on — is processed entirely in your browser. These figures are not sent to or stored on any server we control. No account, email or sign-up is required, and we never see your inputs.
We may use third-party advertising (such as Google AdSense) to support this free site. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this or other websites. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to our site and/or other sites on the Internet.
You may opt out of personalised advertising by visiting Google Ads Settings. For more information about third-party ad networks and privacy, visit aboutads.info.
Some outbound links to dealers, lenders or leasing providers may be affiliate links, meaning we could earn a commission if you use them. This never affects the calculator's results or what you pay, and no personal information is shared with those partners by us.
We may use privacy-respecting analytics to understand aggregate traffic. This does not personally identify you.
This calculator provides general estimates for comparison only and is not financial, tax or legal advice. Always confirm with a licensed adviser or accountant before making a decision.
This site is not directed at children under 13 and we do not knowingly collect data from them.
Questions? Email info@specialised.net.au.